KSFi is a non deposit taking NBFC registered with Reserve bank of India under section 45 IA under licence m/s Kashmir Finance Pvt. Ltd. As a start-up initiative, KSFi's mission as a brand is to focus and enable the aspirations of 0.5 million students in the next 7 years.
The vision is to provide the best in need products in the vocational skill financing space thereby servicing the skill and talent development needs of the growing unmet demands of students and educational institutes.
Sharat Kurup is the Founder and Principal of KSFi. Before KSFi, Mr. Kurup had the rare opportunity of being Co-Founder of India's first Education finance NBFC (Credila - An HDFC Ltd company) in the year 2007 in management capacity. The initial investor was DSP Merrill Lynch Capital, post which in 2009 HDFC ltd bought over the company.
Also carries direct extensive Banking experience in a variety of functions including Risk Management, Product development, Operations management, Portfolio Quality and information technology over a period of 16 years. Graduated from Raipur University with a degree in Commerce & Accountancy and also holds an MBA in Finance.
Prior to Credila he was as an Associate Vice President-Credit Policy and Risk at HSBC for Personal Loans, Credit Cards, Mortgages and SME. Before HSBC was with ICICI Bank as Regional Head, for unsecured lending business. Further moved into the central strategy role as National Manager at ICICI headquarters in Mumbai taking care of Risk and Policy Management for Personal loans, Consumer Finance and Loan against Securities.
Started career after a summer internship at GE Capital TFS in 1997, with GE-SBI Credit Cards JV in 1998 (a set-up venture with GE Capital of U.S and State Bank of India), as a Credit Underwriter .Also went on to work with two other companies of GE Capital group in India (GE Capital International Services and GE Countrywide Financial Services) in various Junior and middle management capacities in Underwriting, Operations and Collections for Credit cards, Auto loans, Mortgage Insurance and Consumer Finance
T M Prasanna Kumar is Chief Mentor of KSFI India and brings with him Sales, Marketing, Customer Service and Relationship expertise in Industrial and Institutional Marketing.
Mr Prasanna also carries almost a decade of academic experience and has a rich blend of Engineering and Management experience of first hand training, lecturing and skill development initiatives for a wide range of sectors. He is certified soft-skills trainer & certified trainer on Consumer Affairs.
Mr Prasanna is a Graduate in Mechanical Engineering & MBA in Marketing having about 17 years of experience in industry as well as academics. He is also in the process of completing his PhD